Dated: 11 April 2011
Commenting on the Independent Commission on Banking (ICB) Interim Report, Miles Templeman, Director General of the IoD said:
“The Commission was set a very difficult challenge, to increase stability and competition in the banking system, whilst not undermining the competitiveness of the City. We think it has responded well to this dilemma. However, it has not unearthed a free-lunch. Increased capital provisioning comes at price – lower profitability for the banks and an increased cost of borrowing for businesses and households. There will now be a vigorous debate as to exactly how much ring-fencing will cost and how it will operate in detail. It is vital that any action the Government ultimately takes does not weaken our international competitiveness in financial services.
“We have also argued that ring-fencing day to day activities would not have prevented the collapse of Lehman. The taxpayer is not completely off the hook because many investment banks will remain too big to fail.
He added:
“The Interim report does not mark the end of the debate, merely the beginning of the end.”
